Ordering an appraisal from Marketwise Appraisal, LLCTo many, an appraisal just looks like one more thing on the settlement sheet for a mortgage or refinance. The majority of lenders still want a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation processes that might appear to be more economical than an appraisal. But is getting a mortgage the only reason to get an appraisal? Are there additional cases when the services of a certified, independent real estate professional might be beneficial? Of course.
Appeal your tax assessment in Maricopa CountyIt's possible you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are determined by a past assessment of your real estate, so if values have gone down in your area, you can appeal your assessment and save money. When building your case, an appraisal from Marketwise Appraisal, LLC is your best evidence. At Marketwise Appraisal, LLC, we're capable of assisting you in challenging your tax assessment.
Let Marketwise Appraisal, LLC help you do away with PMI to lower your mortgage paymentWhen the amount being loaned to the home owner is more than 80% of the actual value of the real estate, nearly all lenders ask home owners to take out an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to get rid of PMI, Marketwise Appraisal, LLC will give you a statement regarding the value of your home. The cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.
An appraisal from Marketwise Appraisal, LLC will help you settle a divorce with less stressA divorce is often complicated by the challenging decision of who maintains the house, and it can be a very heartbreaking experience for both parties. It's a good idea to order an appraisal from Marketwise Appraisal, LLC so both parties are entirely aware of the true market value of their property, regardless of the situation.
The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Accurate and fair estate liquidation with Marketwise Appraisal, LLCSettling an estateLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Let Marketwise Appraisal, LLC assist you in relocating to or from Maricopa CountyWe are familiar with the headaches involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, as well as information regarding any new sales or listings in their area that they want considered during our thorough process.
Sell your home quickly at the right price with an appraisal from Marketwise Appraisal, LLCA professional appraisal can help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are derived from our efforts to finish the appraisal report and not a percentage of the sales price.
We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.